ELITE Lake Real Estate

Whitewater Lake

Whitewater Lake is about 640 acres, created in 1946 and 1947 when a dam raised the water and joined a smaller Whitewater Lake with Bass Lake and Round Lake. It averages about 10 feet deep, with a maximum of 42 feet. The Kettle Moraine State Forest wraps around much of the shore, so the lake keeps a wooded feel. The north end is in the Town of Whitewater and the south end in the Town of Richmond. The Greater Whitewater Lake Property Owners' Association, a voluntary group formed in 1948, has more than 380 member households, and the Whitewater-Rice Lakes Management District has looked after water quality since 1987.

acres
640
miles of shoreline
9
communities
16
on or reaching the water
14
See the communitiesAsk about Whitewater Lake homes

Homes for sale on Whitewater Lake

3 lakefront homes on Whitewater Lake for sale now. See them on the map.

Who sets the rental rules

The shoreline is split between 2 municipalities, and each sets its own short-term rental rules. Share of shoreline is from US Census boundaries.

About 64% of the shoreline

Town of Whitewater

County license, one rental per 7 days
  • Walworth County zoning, which covers the Town, allows one rental per 7-day period: a new guest can't arrive within 7 days of the last one.
  • A Walworth County license ($500 the first year, $200 to renew) and a state tourist rooming house license are also required.
  • Occupancy is capped by what the septic system is sized for or the state license, whichever is lower.
  • The Town's own code has no short-term rental ordinance or room tax (checked November 2026). Ask the Town before you buy.

Full rules and sources

About 36% of the shoreline

Town of Richmond

County license, one rental per 7 days
  • Walworth County zoning, which covers the Town, allows one rental per 7-day period: a new guest can't arrive within 7 days of the last one.
  • A Walworth County license ($500 the first year, $200 to renew) and a state tourist rooming house license are also required.
  • Occupancy is capped by what the septic system is sized for or the state license, whichever is lower.
  • The Town's published code (current October 2026) has no short-term rental ordinance or room tax. Ask the Town before you buy.

Full rules and sources

Researched November 2026. Next review February 2027. General information, not legal advice. Associations can be stricter than the town.

Getting on the water without lake rights

The Kettle Moraine State Forest runs the main launch, the Whitewater Lake Ramp in the Town of Whitewater: two concrete lanes, a boarding dock, about 16 to 20 trailer stalls and vault toilets. A state park and forest vehicle sticker is required. The state forest also has a swimming beach on the lake, open 6 a.m. to 11 p.m., with no lifeguards. The Town's smaller boat accesses are open to the public for launching, with no parking at the access or on the road beside it. Town rules limit piers to 50 feet from shore and set slow-no-wake hours in the evening on weekends and holidays.

Recent lakefront sales on Whitewater Lake

14 lakefront homes on Whitewater Lake sold in the last 12 months, at a median of $1,044,000.

SoldHomeSale priceFrontagePer front footListing firm
Oct 23, 2026N7348 Krahn Dr, Whitewater, WI 53190Town of Whitewater$2,675,000Not listedCompass Wisconsin-Lake GenevaMLS# 1975064
Sep 22, 2026N7693 Ridge Rd, Whitewater, WI 53190Town of Whitewater$780,000Not listedNextHome Success ~WhitewaterMLS# 1969040
Sep 16, 2026N7709 E Lakeshore Dr, Whitewater, WI 53190Town of Whitewater$1,652,100Not listed@propertiesMLS# 1977506
Aug 10, 2026N7745 E Lakeshore Dr, Whitewater, WI 53190Town of Whitewater$1,100,000Not listedNextHome Success ~WhitewaterMLS# 1975819
Jul 28, 2026N6993 Oakwood Rd, Whitewater, WI 53190Town of Richmond$1,162,000Not listed@propertiesMLS# 1960297
Jul 17, 2026N7612 N State Park Rd, Whitewater, WI 53190Town of Whitewater$870,000Not listedEXP Realty, LLC~MKEMLS# 1959114
Jul 17, 2026N7317 Chapel Dr, Whitewater, WI 53190Town of Whitewater$444,000Not listedREMAX Lakeside-CentralMLS# 1967144
Jun 10, 2026N6997 Oakwood Rd, Whitewater, WI 53190Town of Richmond$790,000Not listedNextHome Success ~WhitewaterMLS# 1951750
Apr 24, 2026N7374 Chapel Dr, Whitewater, WI 53190Town of Whitewater$988,000Not listedNextHome Success ~WhitewaterMLS# 1955278
Mar 30, 2026N7375 E Lakeshore Dr, Whitewater, WI 53190Town of Whitewater$355,000Not listedNextHome Success ~WhitewaterMLS# 1952661
Mar 19, 2026N7045 Oakwood Rd, Whitewater, WI 53190Town of Richmond$1,440,000Not listedCompass Wisconsin-Lake GenevaMLS# 1949473
Feb 20, 2026Lt3 E Lakeshore Dr, Whitewater, WI 53190Town of Whitewater$730,000Not listedNextHome Success ~WhitewaterMLS# 1920573
Dec 18, 2025N7935 County Road P -, Whitewater, WI 53190Town of Whitewater$3,250,000Not listedCompass Wisconsin-Lake GenevaMLS# 1935071
Dec 5, 2025N7501 E Lakeshore Dr, Whitewater, WI 53190Town of Whitewater$1,267,500Not listed@propertiesMLS# 1938591

Communities on Whitewater Lake

Built from county plat, parcel and address records, so every subdivision and condo near the water is here, then checked against town, association and local history sources.

Lakefront (14)

Communities with homes on the water. Mixed communities also have lots that rely on shared access.

Town of WhitewaterMoraine HeightsSubdivision, no association foundLakefrontTown of WhitewaterGrand ViewSubdivision, no association foundLakefront and lake accessTown of WhitewaterGutzmer's SubdivisionSubdivision, no association foundLakefrontTown of RichmondChapel HillsSubdivision, no association foundLakefront and lake accessTown of WhitewaterMinnieskaSubdivision, no association foundLakefrontTown of WhitewaterThorne HeightsSubdivision, no association foundLakefrontTown of WhitewaterMoraine ParkSubdivision, no association foundLakefront and lake accessTown of RichmondOak KnollSubdivision, no association foundLakefrontTown of WhitewaterShereda WoodsSubdivision, no association foundLakefrontTown of WhitewaterStewart RidgeSubdivision, no association foundLakefront and lake accessTown of RichmondOakwood HeightsSubdivision, no association foundLakefrontTown of WhitewaterBay View EstatesSubdivision, no association foundLakefrontTown of WhitewaterWhitewater Lakeside CondominiumsCondo associationLakefrontTown of RichmondCliff's ViewSubdivision, no association foundLakefront and lake access

Near the lake (2)

Off the water, within a short walk or drive of it.

Town of WhitewaterPine KnollsSubdivision, no association foundOff-lakeTown of RichmondRichmond HeightsSubdivision, no association foundOff-lake
10 smaller plats and condo buildings
  • Marshall Heights (off-lake)
  • Eagle Terrace, a Condominium (off-lake)
  • Twin Ponds (off-lake)
  • Morning Side Heights (off-lake)
  • Christon Heights, a Subdivision (off-lake)
  • Ralph and Clara Aldridge Subdivision (off-lake)
  • Lorwood Acres, a Subdivision (off-lake)
  • Blue Heron Hills (off-lake)
  • Ludtke Subdivision (off-lake)
  • Scattered Oaks (off-lake)

Looking at Whitewater Lake?

Ask me about any home or community on the lake: lake rights, association rules, what the town allows for rentals, and what homes sell for.

Sources

Each community page lists its own sources. Dues, amenities and rules change, so confirm everything for a specific home before you buy.