ELITE Lake Real Estate

The Gardens (Lower Gardens / Upper Gardens)

HOA or property owners association on Geneva Lake, in the Village of Fontana. Lakefront and lake access.

Also known as: Lower Gardens, Upper Gardens, The Gardens 2nd Addition

HOA or property owners associationLakefront and lake access

Researched by ELITE Lake Real Estate · Last checked November 2026 · Sources

Homes for sale in The Gardens (Lower Gardens / Upper Gardens)

No homes in The Gardens (Lower Gardens / Upper Gardens) are listed for sale right now. See every home for sale in Village of Fontana or get listing alerts for The Gardens (Lower Gardens / Upper Gardens).

The shaded area is The Gardens (Lower Gardens / Upper Gardens) as recorded in county plat maps. Boundaries are approximate; confirm lot lines with a survey.

Sold in The Gardens (Lower Gardens / Upper Gardens) in the last 12 months

2 homes sold, at a median of $1,040,000 after a median 67 days on market, for 102% of the asking price.

Photo of 466 N Lower Gardens Rd, FontanaSold Sep 24, 2026
$1,425,000
Asking $1,249,500 · 114% of asking · 10 days on market
5 bd · 3 ba · 2,802 sqft · House
466 N Lower Gardens Rd, Fontana, WI 53125
Listing courtesy of Compass Wisconsin-Lake Geneva · MLS# 1975981
Photo of 350 S Lower Gardens Rd, FontanaSold Dec 8, 2025
$655,000
Asking $724,900 · 90% of asking · 124 days on market
3 bd · 2 ba · 1,928 sqft · House
350 S Lower Gardens Rd, Fontana, WI 53125
Listing courtesy of Mahler Sotheby's International Realty · MLS# 1926827

About The Gardens (Lower Gardens / Upper Gardens)

The Gardens has a homeowners association, the Gardens Association, which owns the roads and park lots.

Where it is: Northeast part of the Village along N Lakeshore Dr. N and S Lower Gardens Rd, Upper Gardens Rd and White Oak Rd.

Lake access

Some homes are lakefront on N Lakeshore Dr, and most are off the lake. Whether off-lake owners have lake rights is not known, so ask for each home.

Amenities

The association owns park lots and private roads.

Membership and dues

Dues vary and change over time. Ask for the current amount before you make an offer.

Rental rules

Can you rent out a home in The Gardens (Lower Gardens / Upper Gardens)?

It depends on where the home sits in the Village of Fontana. The Gardens (Lower Gardens / Upper Gardens)'s details are below.

Village of Fontana

Depends on location
  • Vacation rental homes are allowed by right only in the Village Center, Abbey Springs, and the Abbey Resort, Abbey Ridge and Abbey Villas areas.
  • Everywhere else: single-family homes only, one rental per 7-day period, inside one 180-day window a year.
  • Village license, state license, room tax permit, inspections and insurance.
  • Some associations ban short-term rentals, such as Buena Vista Club.

Confirm with: Village of Fontana Zoning Administrator

The Gardens (Lower Gardens / Upper Gardens) rules

Not published

The Gardens is not on the Village list of areas where vacation rental homes (VRH) are allowed by right. Only tourist rooming house (TRH) licensing applies, and the Village rental license list shows two TRH licenses on N Lower Gardens Rd. No community rental rules were found.

Rules checked November 2026. Next review February 2027. General information, not legal advice. Check another address

Thinking about The Gardens (Lower Gardens / Upper Gardens)?

Get new listing alerts for this community, or ask me anything about it: lake rights, dues, rental rules, what homes sell for. Buying from Chicago? I'll tour any home for you and send a video the same day.

Sources

Researched by ELITE Lake Real Estate from county land records, town and village rules, and association and club information. Dues, amenities and rules change over time, so confirm everything for a specific home before you buy.